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Share Savings Account
This is your membership account. A minimum balance of $5.00 must be maintained at all times. This account earns dividends, which are paid quarterly.A total of six (6) withdrawals are allowed per quarter, after six (6) an excessive withdrawal fee will be assessed. Once this account is opened, you can apply for all other products and services.
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Free Share Draft Checking Account
Check out all of these features: No monthly service charge, no minimum balance, no per check fee, Free Debit/ATM card, Free Home Banking, Free Voice Response, and Free Online Bill Payment. This account also earns dividends with a $100.00 minimum balance.
Visa Debit/ATM Cards
Our Debit/ATM combo card can be used anywhere Visa is accepted. The money is automatically deducted from your checking account. The card also allows access to your checking and savings accounts for ATM withdrawals. Your first card comes free when you open a checking account. Please see our Contact Us page for a list of ATM locations.
Loans
The Credit Union offers a variety of loans to suit your needs: New and Used Auto, Signature Loans, and Share/CD Secured. Our rates are very competitive. Please see our rates page for current rates and terms. All loans are calculated on simple interest. The Credit Union also offers credit disability and life insurance for a small cost.
>>see rates page
Visa Gift Cards
This is the perfect gift for any occasion. You select the amount and the recipient selects what to buy. Visa gift cards are accepted anywhere Visa debit cards are accepted. A small activation fee of $2.00 per card is assessed at the time of purchase.
Christmas Club Account
This account earns dividends yearly. The dividend is posted to your account on October 31st. This account can be opened at any time. Checks are disbursed on November 1st. Withdrawals are allowed from this account, but the withdrawal will impose a $5.00 fee per withdrawal.
Vacation Club Account
This account earns dividends quarterly. This account can be opened at any time. A total of six (6) withdrawals are allowed per quarter, after six (6) an excessive withdrawal fee will be assessed.
Share Certificates
The Credit Union has competitive rates with a variety of terms. Please see our rates page for current rates and terms. Dividend payments vary depending on the type of certificate you select.
>>see rates page
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houseam_cus
509 E. Thomason Circle Opelika, AL 36801 | 334-364-2850 | eamccu@eamc.org
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Adminstration, a U.S. Government Agency.
 
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