newtop
 
 
leftside
 
homebank
billpay
loans
checks
privacy

FACTS

WHAT DOES EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL FINANCIAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

 

·         Social Security number and income

·         Account balances and payment history

·         Credit history and credit score

 

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share member’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their member’s personal information; the reasons East Alabama Community Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does East Alabama Community Federal Credit Union share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

 

 

Yes

 

 

No

For our marketing purposes –

to offer our products and services to you

 

 

Yes

 

No

For joint marketing with other financial companies

 

Yes

No

For our affiliates’ everyday business purposes –

information about your transactions and experiences

 

 

No

 

We don’t share

For our affiliates’ everyday business purposes –

information about your creditworthiness

 

 

No

 

We don’t share

For nonaffiliates to market to you

 

No

 

We don’t share

 

Who we are

Who is providing this notice?

 

East Alabama Community Federal Credit Union

 

What we do

How does East Alabama Community Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

 

How does East Alabama Community Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

·         Open and account or deposit money

·         Pay your bills or apply for a loan

·         Use your credit or debit card

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

·         Sharing for affiliates’ everyday business purposes – information about your creditworthiness

·         Affiliates from using your information to market to you

·         Sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

·         East Alabama Community Federal Credit Union has no affiliates

 

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

·         East Alabama Community Federal Credit Union does not share with nonaffiliates so they can market to you

 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

·         Our joint marketing partners include insurance companies

 

rightside
 
houseam_cus
509 E. Thomason Circle Opelika, AL 36801 | 334-364-2850 | eamccu@eamc.org
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Adminstration, a U.S. Government Agency.
 
leftcorner   rightcorner
home | about us | products & services | hours & locations | current rates | links | contact us | home banking login | privacy notice